Business Insurance

From employee group benefits that boost morale and create healthier work environments to business operation services such as key-person insurance, salary continuation plans, and more, Doucett Insurance works with clients to create comprehensive business insurance plans.

Employee Group Benefits
An Employee Group Benefits Plan can include:

Employee Life Insurance
Accidental Death & Dismemberment Insurance
Dependent Life Insurance
Short-term Disability
Long-term Disability
Extended Health Care
Prescription drug
Semi-private Hospital
Paramedical Coverage (Chiropractic, Registered Massage Therapy, Physiotherapy, Naturopathy, Psychologist, Speech Therapy, etc.)
Dental Care
Critical Illness Insurance
Office/Business Overhead Insurance
Employee Assistance Program

Buy/Sell Insurance
Buy-Sell Agreement Insurance provides the funds to ensure execution of the legal agreement between shareholders or business owners that allows for the smooth transfer of ownership upon the disability and/or death of a co-owner.

Key Person Insurance
Key-Person Insurance is the protection placed on a key employee (anyone associated with your business whose unique talents make a significant contribution to your bottom line) that will provide the necessary funds to hire and train his or her replacement, upon the death and/or disability of the insured employee.

Business Overhead Insurance
Office/Business Overhead Insurance is designed to reimburse eligible business expenses (rent, telephone, legal, accounting, vehicle, hydro, heat, taxes, etc.) during the period of an owner’s disability.

Salary Continuation Plans
Salary Continuation/Disability Insurance is a tax-effective method for a business to provide coverage for owners and/or key employees should an injury or illness occur that precludes the insured from performing his or her employment duties.

Contact us to learn more creating a business insurance plan that’s right for you.