Learn more about Chambers of Commerce insurance plans, business insurance, and personal insurance through the articles below.

Pre-Existing Medical Conditions: A Barrier to Long-Term Financial Health
Learn how personal health insurance protects the financial well-being of those already covered by a group insurance plan.

Turning 65
Read more about the impact to health coverage at age 65.

Coordination of Insurance Benefits
Learn about the coordination of insurance benefits when multiple plans are involved.

Group Insurance Benefits: Keep Employee Information Up-To-Date
Review the importance of maintaining current employee information.

Group Insurance Benefits: More Than Just Drug Coverage!
Learn about the broad spectrum of services covered in group benefit plans.

Mortgage Insurance vs. Life Insurance
Review the differences between mortgage insurance and life insurance.

Do you have questions about insurance benefits? Contact us , we can help!

Pre-Existing Medical Conditions: A Barrier to Long-Term Financial Health

Personal health insurance plans are policies purchased by individuals for themselves and/or dependents to cover expenses related to health, dental, and vision care. Even for individuals covered by a group health care plan through an employer, personal...

Turning 65

Turning 65 is a milestone birthday and an age at which many individuals consider retirement. Unfortunately, the same time many people think of retiring is the same time needs for health care services such as prescriptions, physiotherapy, and other medical...

Coordination of benefits

If your family has access to more than one health and/or dental plan you can use what is called coordination of benefits to have more of your expenses covered.  All insurance companies follow the same procedures, which are set out in the Canadian Life and...

Group Benefits – Keep Employee Information Up-To-Date

Why is it important to keep employee information up-to-date? If you have short- or long-term disability on your plan, the amount of coverage a plan member is eligible for is based on their reported income.  If employee salaries aren’t being updated, your...

Group Benefits – more than just drug coverage!

When we meet with organizations to discuss group benefits, they are often surprised at how broad the health care coverage is.  Many people who have never had a group health plan think they only cover prescription medications.  This is far from true. Some...

Mortgage Insurance vs. Life Insurance

Purchasing a house is likely the biggest investment of your life, and insuring the mortgage makes sense – but there are options.  Your lending institution will want to sell you mortgage insurance.  Purchasing Life Insurance to cover the amount of the...

Are you prepared for a critical illness or disability?

What would happen if you were diagnosed with a critical illness yesterday?  Are you prepared?  Could you cover all of your expenses if you were off work for six months or more due to a critical illness or disability? There are several options for covering...